For first-time buyers and existing operators
Buying a restaurant?
Explore financing for a restaurant purchase, the ownership transition and working capital after closing. Unicus helps you assess the target business, your contribution and the operating plan together.
Request a financing reviewFinance the business you’re buying.
The purchase price is only one part of the financing assessment. The restaurant’s documented earnings, lease, equipment, proposed ownership and your available contribution help shape which approaches may be worth exploring.
Account for the handover.
Staff retention, supplier arrangements, permits and lease or franchise approvals can affect the transition. Cash for opening inventory, payroll and other post-close costs belongs in the acquisition plan alongside the purchase itself.
Separate the business from the property.
If real estate is included, identify its price and intended use separately. Buying a restaurant business and buying its premises can involve different financing requirements, even when both are part of the same transaction.
Questions worth answering.
Can this be my first restaurant acquisition?
Yes. You do not need an existing company to inquire. Share your relevant experience, intended management team and available contribution so an advisor can understand how you plan to operate the business.
Do I need a restaurant under contract?
You can inquire while searching or after identifying a target. Without a specific business and financial information, the discussion remains preliminary; a particular transaction requires its own assessment.
What will the advisor need next?
An advisor reviews your inquiry and follows up about the target, price, available financial information and your plans. Lease terms and any property, franchise or licensing component may also be relevant to the financing discussion.
Your financing inquiry
Start with the plan you have.
Share the context and financing need. An advisor can review the request, discuss potential approaches and identify the next information needed.