For U.S. electrical contractors
Take on the work.
Plan the capital behind it.
Cable, switchgear and crew costs can come due before progress payments arrive. Put your next installation, service expansion or larger contract in the context of your cash flow.
Request a Capital ReviewWorking capital · Growth
Your operating cash cycle
From mobilization to collection.
A signed electrical contract does not tell the whole cash story. Materials, supplier deposits, payroll, inspection milestones and retainage can each change when cash leaves and returns.
Mobilize
Map deposits, materials and crew costs before work begins.
Install
Keep payroll and overhead in view as the project advances.
Bill
Match progress billing to contract milestones and approvals.
Collect
Allow for payment timing and any retained amounts.
Put the capital to work
Start with the business need.
Tell us what the capital needs to accomplish, when the cash is needed and how your operation expects to repay it.
Start a larger job
Plan material purchasing and mobilization against expected progress payments.
Build service capacity
Consider van stock, dispatch support and the cost of adding a crew.
Manage overlapping contracts
Look at commitments across jobs, not just the next invoice.
Financing fit
Evaluate the structure.
Understand the cash impact.
Working capital
Start with amount, purpose and timing, then assess potential financing against collections, existing debt and repayment capacity.
Revenue-based financing
May be considered for suitable established businesses. Evaluate total cost, payment frequency and the effect on available cash; revenue alone does not establish fit.
Receivables support
Factoring may be a secondary option for eligible business invoices. Customer quality, payment terms, disputes and contract restrictions matter.
Your electrical capital review
A clear next step.
Start with your operating needs and the sales or collections behind them.
Define the need.
Share the purpose, amount and timing of the capital.
Review the financial picture.
Consider revenue, margins, existing obligations and the collection cycle.
Identify what comes next.
An advisor can discuss potential paths and the information needed for further evaluation.
Practical questions
Before we talk.
Can project invoices be part of the review?
Yes. Share the billing milestones, payment terms and any retainage or disputes. Factoring may be relevant for eligible business receivables, but a contract or unfinished job is not automatically a financeable invoice.
What should I prepare?
Start with recent revenue, existing financing payments, an estimated capital need and timing. A breakdown of your work mix and collection terms helps frame the conversation.
What happens after I request a review?
An advisor reviews the context you share and follows up to discuss the business need and information needed for the next step.
Plan your next business move
What would the capital help you accomplish?
Tell us about your business and the decision in front of you.