Income-producing commercial real estate
Capital for your commercial property investment.
Explore financing for a commercial investment property purchase or refinance. Unicus helps you assess tenant income, lease terms, property costs and the capital needed to carry out your plan.
Request a financing reviewUnderstand the income behind the property.
Tenant mix, lease expirations, vacancy and operating expenses influence how a commercial property supports financing. The assessment considers the income in place alongside any leasing or repositioning assumptions.
Account for the full investment.
A purchase or refinance may also involve tenant improvements, leasing costs, repairs and reserves. Separating these uses helps an advisor understand the total request and the capital available from the ownership group.
Distinguish investment from business occupancy.
This inquiry focuses on property held for rental income or investment. If your own operating business will occupy the property, identify that use: owner-occupied business financing is a different assessment from passive investment real estate.
Business-occupied property is identified separately from passive investment. Your occupancy answer helps frame the right discussion; it does not establish program eligibility.
Questions worth answering.
Can I inquire before choosing a property?
Yes. Share the property type, intended market, investment plan and available contribution. A discussion without a specific property is preliminary; a transaction assessment requires property and borrower information.
What if the property has vacant space?
Describe the vacancy, leasing plan and associated costs. Current income and expected future rents should be presented separately so an advisor can assess the request and identify the information needed.
What will happen after the inquiry?
An advisor reviews the intended purchase or refinance and follows up to discuss potential approaches. Lease information, operating results, ownership details and the proposed capital plan help guide the next steps.
Your financing inquiry
Start with the plan you have.
Share the context and financing need. An advisor can review the request, discuss potential approaches and identify the next information needed.